Pre-Approved vs. Pre-Qualified
CBC National Bank works hard to make sure your new home purchase goes smoothly and closes on time. So we will do the work up front, before you have a contract. Many banks are happy to give you a pre-qualification letter. This just means that based on the unverified information on your mortgage application, you appear to qualify for your new home purchase. At CBC, I will not only get you pre-qualified, I'll take the next step, gather some income and asset documentation from you, send you to underwriting and get a commitment to lend from underwriting. Now all you need is a contract and we can generally get you closed in 10-15 days after receiving your contract. No surprises and Realtors and Sellers love working with buyers that are pre-approved as to only pre-qualified. Please contact me for more details or to get your questions answered. I am happy to help and there is no cost or obligation! Maybe this is just one reason why Lending Tree ranked us # 1 in "Total Customer Satisaction" in the 4th Quarter of 2018.